demographic2026
Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)
Latest available World Bank World Development Indicators value for each country, using observations from 2020–2024.
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Key Insights
Global Average
77.4%
Median: 80.6%
Countries Covered
142
with available data
Highest
Finland
99.8%
Lowest
Yemen
19.5%
Top 5 Countries
1Finland99.8%
2Iceland99.8%
3Mongolia99.5%
4Netherlands99.5%
5Austria99.5%
By Region
Oceania98.6%(2 countries)
Europe96.0%(31 countries)
South America80.4%(7 countries)
North America76.6%(4 countries)
Asia75.2%(24 countries)
Country Rankings
Top 10 Countries
Bottom 10 Countries
Data Analysis
Value Distribution
How countries are distributed across the value range
Low (19.5%)High (99.8%)
Regional Comparison
Average values by world region (Global avg: 77.4%)
Oceania (2)
Europe (31)
South America (7)
North America (4)
Asia (24)
Africa (8)
Other (66)
Percentile Profile
The curve shows how values change from the lowest to the highest country. Steep sections reveal inequality or outliers.
0th percentile · lowest100th percentile · highest
About This Statistic
Latest available World Bank World Development Indicators value for each country, using observations from 2020–2024. Source: World Bank World Development Indicators.
Methodology
Country values are taken from the latest observation available in the linked source series.
Full Data
| Rank ↑ | Country ↕ | Value ↕ |
|---|---|---|
| 1 | Finland | 99.8% |
| 2 | Iceland | 99.8% |
| 3 | Mongolia | 99.5% |
| 4 | Netherlands | 99.5% |
| 5 | Austria | 99.5% |
| 6 | Estonia | 99.4% |
| 7 | France | 99.4% |
| 8 | United Kingdom | 99.2% |
| 9 | Lithuania | 98.9% |
| 10 | Spain | 98.9% |
| 11 | Japan | 98.9% |
| 12 | Norway | 98.8% |
| 13 | Slovenia | 98.8% |
| 14 | New Zealand | 98.8% |
| 15 | Sweden | 98.8% |
| 16 | Belgium | 98.7% |
| 17 | South Korea | 98.7% |
| 18 | Singapore | 98.7% |
| 19 | Denmark | 98.6% |
| 20 | Ireland | 98.6% |
| 21 | Hong Kong | 98.5% |
| 22 | Australia | 98.5% |
| 23 | Canada | 98.5% |
| 24 | Croatia | 98.3% |
| 25 | Switzerland | 98.2% |
| 26 | Germany | 98.2% |
| 27 | Latvia | 97.5% |
| 28 | Malta | 97.2% |
| 29 | United States of America | 97.1% |
| 30 | Cyprus | 95.9% |
| 31 | Portugal | 95.4% |
| 32 | Slovakia | 95.3% |
| 33 | Czech Republic | 94.8% |
| 34 | Italy | 94.5% |
| 35 | People's Republic of China | 94.5% |
| 36 | Kenya | 94.3% |
| 37 | Islamic Republic of Iran | 94.1% |
| 38 | Thailand | 93.9% |
| 39 | The Republic of North Macedonia | 93.8% |
| 40 | Brazil | 93.5% |
| 41 | Mauritius | 93.4% |
| 42 | India | 93.1% |
| 43 | Malaysia | 92.5% |
| 44 | Poland | 92.2% |
| 45 | Bulgaria | 91.7% |
| 46 | Chile | 91.4% |
| 47 | Kazakhstan | 91.2% |
| 48 | Venezuela | 90.5% |
| 49 | Serbia | 90.4% |
| 50 | Bosnia and Herzegovina | 90.3% |
| 51 | Israel | 90.1% |
| 52 | Hungary | 89.9% |
| 53 | Greece | 89.6% |
| 54 | Ghana | 89.4% |
| 55 | Montenegro | 89.1% |
| 56 | Argentina | 88.3% |
| 57 | Ukraine | 87.8% |
| 58 | United Arab Emirates | 86.4% |
| 59 | Uruguay | 86.3% |
| 60 | South Africa | 85.7% |
| 61 | Türkiye | 84.8% |
| 62 | Bahrain | 84.6% |
| 63 | Sri Lanka | 84.5% |
| 64 | Zambia | 84.3% |
| 65 | Senegal | 84.3% |
| 66 | Jamaica | 82.8% |
| 67 | Georgia | 82.3% |
| 68 | Mozambique | 81.8% |
| 69 | Russian Federation | 81.4% |
| 70 | Costa Rica | 81.1% |
| 71 | Trinidad and Tobago | 81.0% |
| 72 | Romania | 80.3% |
| 73 | Uganda | 80.2% |
| 74 | Ethiopia | 80.0% |
| 75 | Nigeria | 79.7% |
| 76 | Saudi Arabia | 79.3% |
| 77 | Belize | 78.8% |
| 78 | Gabon | 78.2% |
| 79 | United Republic of Tanzania | 78.1% |
| 80 | Namibia | 77.8% |
| 81 | Mali | 77.7% |
| 82 | Cameroon | 77.3% |
| 83 | Kuwait | 76.1% |
| 84 | Kyrgyzstan | 75.9% |
| 85 | Vietnam | 75.2% |
| 86 | Cote d'Ivoire | 75.0% |
| 87 | Burkina Faso | 75.0% |
| 88 | Oman | 74.9% |
| 89 | Dominican Republic | 73.5% |
| 90 | Liberia | 73.0% |
| 91 | Armenia | 72.6% |
| 92 | Togo | 72.6% |
| 93 | Malawi | 72.1% |
| 94 | Ecuador | 72.1% |
| 95 | Panama | 70.4% |
| 96 | Eswatini | 69.9% |
| 97 | Paraguay | 69.8% |
| 98 | Lesotho | 69.1% |
| 99 | Nepal | 68.8% |
| 100 | Indonesia | 68.3% |
| 101 | Myanmar | 67.7% |
| 102 | Bolivia | 66.7% |
| 103 | Peru | 66.5% |
| 104 | Republic of the Congo | 66.3% |
| 105 | Benin | 66.0% |
| 106 | Botswana | 65.9% |
| 107 | Colombia | 64.5% |
| 108 | Uzbekistan | 63.9% |
| 109 | Guinea | 63.5% |
| 110 | Cambodia | 62.8% |
| 111 | Albania | 62.3% |
| 112 | Lao People's Democratic Republic | 62.2% |
| 113 | Honduras | 61.5% |
| 114 | Mexico | 60.9% |
| 115 | Zimbabwe | 59.4% |
| 116 | Sierra Leone | 59.0% |
| 117 | Azerbaijan | 58.6% |
| 118 | Tajikistan | 58.6% |
| 119 | Philippines | 57.9% |
| 120 | Moldova, Republic of | 57.0% |
| 121 | El Salvador | 56.8% |
| 122 | Republic of The Gambia | 55.0% |
| 123 | Morocco | 54.5% |
| 124 | Bangladesh | 50.3% |
| 125 | Guatemala | 50.1% |
| 126 | Madagascar | 49.0% |
| 127 | Comoros | 48.5% |
| 128 | Jordan | 48.4% |
| 129 | Egypt | 48.3% |
| 130 | Democratic Republic of the Congo | 46.8% |
| 131 | Pakistan | 46.7% |
| 132 | Tunisia | 45.8% |
| 133 | Mauritania | 44.4% |
| 134 | Iraq | 42.3% |
| 135 | Chad | 42.0% |
| 136 | State of Palestine | 40.7% |
| 137 | Algeria | 38.8% |
| 138 | Niger | 36.5% |
| 139 | Libya | 35.6% |
| 140 | Nicaragua | 33.5% |
| 141 | Lebanon | 26.3% |
| 142 | Yemen | 19.5% |
Showing 142 of 142 countries
Topics
Data Source
This data comes from World Bank World Development Indicators (2026).
View Original Source