social2025

Risk premium on lending (lending rate minus treasury bill rate, %) — series 2

Latest available country observation from World Bank World Development Indicators, through 2025. Countries can have different observation years; compare broad patterns rather than treating all values as one survey wave.

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Key Insights

Global Average
5.5%
Median: 4.2%
Countries Covered
86
with available data
Highest
Madagascar
48.7%
Lowest
Zambia
-11.3%
Top 5 Countries
1Madagascar48.7%
2Brazil30.8%
3Tajikistan28.7%
4Malawi21.2%
5Sierra Leone19.5%
By Region
South America15.9%(2 countries)
Other7.2%(49 countries)
Africa3.6%(7 countries)
Oceania3.2%(2 countries)
Asia2.5%(14 countries)

Country Rankings

Top 10 Countries

Bottom 10 Countries

Data Analysis

Value Distribution

How countries are distributed across the value range

Low (-11.3%)High (48.7%)

Regional Comparison

Average values by world region (Global avg: 5.5%)

South America (2)
Other (49)
Africa (7)
Oceania (2)
Asia (14)
North America (3)
Europe (9)

Percentile Profile

The curve shows how values change from the lowest to the highest country. Steep sections reveal inequality or outliers.

0th percentile · lowest100th percentile · highest

About This Statistic

Latest available country observation from World Bank World Development Indicators, through 2025. Countries can have different observation years; compare broad patterns rather than treating all values as one survey wave. Source: World Bank World Development Indicators.

Methodology

Country values are taken from the latest observation available in the linked source series.

Full Data

Rank Country Value
1Madagascar48.7%
2Brazil30.8%
3Tajikistan28.7%
4Malawi21.2%
5Sierra Leone19.5%
6Lao People's Democratic Republic14.6%
7Mauritania12.3%
8United Republic of Tanzania12.3%
9Kyrgyzstan10.6%
10Uganda10.0%
11Nigeria9.3%
12Rwanda8.4%
13Republic of The Gambia8.3%
14Georgia8.2%
15Maldives8.1%
16Belize7.9%
17Bolivia7.6%
18Barbados7.6%
19Seychelles7.4%
20Ethiopia7.3%
21Guyana7.1%
22Bulgaria7.1%
23Antigua and Barbuda7.0%
24Uzbekistan6.9%
25Jamaica6.7%
26Cape Verde6.4%
27Mongolia6.2%
28Saint Lucia6.1%
29Lebanon6.1%
30Dominica6.0%
31Saint Vincent and the Grenadines5.9%
32Armenia5.6%
33Yemen5.4%
34Algeria5.3%
35Guinea5.2%
36Singapore5.1%
37Bahrain5.1%
38Mozambique5.0%
39Trinidad and Tobago5.0%
40Solomon Islands4.7%
41Fiji4.4%
42Lesotho4.3%
43Mauritius4.3%
44Grenada4.2%
45Malta4.1%
46Papua New Guinea4.1%
47South Africa3.5%
48Albania3.4%
49Australia3.4%
50United States of America3.2%
51Iceland3.1%
52Czech Republic3.1%
53New Zealand3.0%
54Vietnam2.9%
55Philippines2.8%
56Hong Kong2.7%
57Montenegro2.6%
58Thailand2.4%
59Namibia2.2%
60Azerbaijan2.2%
61Canada2.2%
62Sri Lanka2.2%
63Saint Kitts and Nevis2.0%
64Italy1.9%
65Angola1.9%
66Hungary1.9%
67Malaysia1.8%
68Eswatini1.7%
69Iraq1.5%
70Sweden1.3%
71Kenya1.3%
72Israel1.3%
73Romania1.3%
74Japan1.2%
75Bahamas1.2%
76Uruguay1.1%
77Pakistan1.1%
78Mexico0.7%
79Libya0.6%
80United Kingdom0.1%
81Moldova, Republic of-0.1%
82Bangladesh-2.1%
83Egypt-3.4%
84South Sudan-6.1%
85Serbia-6.2%
86Zambia-11.3%
Showing 86 of 86 countries

Topics

Data Source

This data comes from World Bank World Development Indicators (2025).

View Original Source