Risk premium on lending (lending rate minus treasury bill rate, %)
Compare risk premium on lending (lending rate minus treasury bill rate, %) across 29 countries or territories using one fixed 2025 World Bank reference slice.
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Key Insights
- •29 ISO-mapped countries or territories have a finite % observation in the fixed 2025 slice.
- •Madagascar has the highest published value (48.6533 %).
- •South Sudan has the lowest published value (-6.11836 %).
Country Rankings
Top 10 Countries
Bottom 10 Countries
Data Analysis
Value Distribution
How countries are distributed across the value range
Regional Comparison
Average values by world region (Global avg: 6.7%)
Percentile Profile
The curve shows how values change from the lowest to the highest country. Steep sections reveal inequality or outliers.
About This Statistic
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
MapTheory uses only finite ISO-mapped observations from the fixed 2025 World Bank slice recorded below. Aggregates, missing values, non-ISO geographies, conflicting duplicate observations, and every other year or dimension slice are excluded; MapTheory never imputes or interpolates missing countries.
Methodology
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
Full Data
| Rank ↑ | Country ↕ | Value ↕ |
|---|---|---|
| 1 | Madagascar | 48.7% |
| 2 | Brazil | 30.8% |
| 3 | Sierra Leone | 19.5% |
| 4 | Republic of The Gambia | 8.3% |
| 5 | Georgia | 8.2% |
| 6 | Maldives | 8.1% |
| 7 | Belize | 7.9% |
| 8 | Seychelles | 7.4% |
| 9 | Guyana | 7.1% |
| 10 | Jamaica | 6.7% |
| 11 | Cape Verde | 6.4% |
| 12 | Armenia | 5.6% |
| 13 | Algeria | 5.3% |
| 14 | Mozambique | 5.0% |
| 15 | Mauritius | 4.3% |
| 16 | South Africa | 3.5% |
| 17 | Iceland | 3.1% |
| 18 | Hong Kong | 2.7% |
| 19 | Montenegro | 2.6% |
| 20 | Thailand | 2.4% |
| 21 | Italy | 1.9% |
| 22 | Hungary | 1.9% |
| 23 | Romania | 1.3% |
| 24 | Bahamas | 1.2% |
| 25 | Uruguay | 1.1% |
| 26 | Mexico | 0.7% |
| 27 | Moldova, Republic of | -0.1% |
| 28 | Bangladesh | -2.1% |
| 29 | South Sudan | -6.1% |
Topics
Data Source
This data comes from World Bank World Development Indicators (2025).
View Original Source