⚠️ Unconfirmedeconomic2019
Human freedom to withdraw cash: ATM availability per 100,000 adults
ATM density shows access to cash and financial infrastructure. Data: ATMs per 100,000 adults by country (2019, IMF Financial Access Survey).
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Key Insights
Global Average
45.3ATMs per 100,000 adults
Median: 39.0ATMs per 100,000 adults
Countries Covered
178
with available data
Highest
South Korea
278.0ATMs per 100,000 adults
Lowest
South Sudan
0.0ATMs per 100,000 adults
Top 5 Countries
1South Korea278.0ATMs per 100,000 adults
2Canada222.0ATMs per 100,000 adults
3United States of America174.0ATMs per 100,000 adults
4Australia169.0ATMs per 100,000 adults
5Luxembourg162.0ATMs per 100,000 adults
By Region
Oceania134.5ATMs per 100,000 adults(2 countries)
North America115.8ATMs per 100,000 adults(4 countries)
Europe84.1ATMs per 100,000 adults(32 countries)
South America71.7ATMs per 100,000 adults(7 countries)
Asia55.4ATMs per 100,000 adults(25 countries)
Key Findings
- •ATM availability varies enormously—from near-zero in some fragile states to well over 150 per 100,000 adults in several advanced economies.
- •High ATM density often correlates with dense retail banking networks, but some high-income economies are now stabilizing or reducing ATM counts as payments digitize.
- •Low ATM density does not always mean low access to finance—mobile money ecosystems can provide cash-in/cash-out through agents instead of ATMs.
Country Rankings
Top 10 Countries
Bottom 10 Countries
Data Analysis
Value Distribution
How countries are distributed across the value range
Low (0.0ATMs per 100,000 adults)High (250.0ATMs per 100,000 adults)
Regional Comparison
Average values by world region (Global avg: 45.3ATMs per 100,000 adults)
Oceania (2)
North America (4)
Europe (32)
South America (7)
Asia (25)
Other (99)
Africa (9)
About This Statistic
ATM density (automated teller machines per 100,000 adults) is a practical indicator of how easy it is for people to access cash and basic banking services. It is often used as a proxy for the reach of retail financial infrastructure—especially important in places where cash remains dominant or where digital payments are unevenly available.
The IMF’s Financial Access Survey (FAS) reports ATM counts standardized per 100,000 adults, enabling comparison across countries of very different sizes. High values typically reflect dense banking networks (often in high-income or highly urbanized economies), while very low values can signal limited banking reach, infrastructure gaps, or rapid “cashless leapfrogging” where mobile money substitutes for ATMs.
Full Data
| Rank ↑ | Country ↕ | Value ↕ |
|---|---|---|
| 1 | South Korea | 278.0ATMs per 100,000 adults |
| 2 | Canada | 222.0ATMs per 100,000 adults |
| 3 | United States of America | 174.0ATMs per 100,000 adults |
| 4 | Australia | 169.0ATMs per 100,000 adults |
| 5 | Luxembourg | 162.0ATMs per 100,000 adults |
| 6 | Netherlands | 160.0ATMs per 100,000 adults |
| 7 | Russian Federation | 142.0ATMs per 100,000 adults |
| 8 | Austria | 142.0ATMs per 100,000 adults |
| 9 | Belgium | 137.0ATMs per 100,000 adults |
| 10 | Switzerland | 131.0ATMs per 100,000 adults |
| 11 | United Kingdom | 129.0ATMs per 100,000 adults |
| 12 | Brazil | 116.0ATMs per 100,000 adults |
| 13 | Spain | 115.0ATMs per 100,000 adults |
| 14 | Japan | 110.0ATMs per 100,000 adults |
| 15 | Italy | 109.0ATMs per 100,000 adults |
| 16 | France | 106.0ATMs per 100,000 adults |
| 17 | Germany | 103.0ATMs per 100,000 adults |
| 18 | Uruguay | 101.0ATMs per 100,000 adults |
| 19 | New Zealand | 100.0ATMs per 100,000 adults |
| 20 | Croatia | 95.0ATMs per 100,000 adults |
| 21 | Thailand | 93.0ATMs per 100,000 adults |
| 22 | People's Republic of China | 92.0ATMs per 100,000 adults |
| 23 | Latvia | 82.0ATMs per 100,000 adults |
| 24 | Montenegro | 82.0ATMs per 100,000 adults |
| 25 | Serbia | 82.0ATMs per 100,000 adults |
| 26 | Maldives | 79.0ATMs per 100,000 adults |
| 27 | Belarus | 78.0ATMs per 100,000 adults |
| 28 | Slovakia | 77.0ATMs per 100,000 adults |
| 29 | Georgia | 76.0ATMs per 100,000 adults |
| 30 | Mauritius | 76.0ATMs per 100,000 adults |
| 31 | Slovenia | 76.0ATMs per 100,000 adults |
| 32 | Aruba | 74.0ATMs per 100,000 adults |
| 33 | Chile | 73.0ATMs per 100,000 adults |
| 34 | Czech Republic | 73.0ATMs per 100,000 adults |
| 35 | Benin | 73.0ATMs per 100,000 adults |
| 36 | Poland | 72.0ATMs per 100,000 adults |
| 37 | Portugal | 71.0ATMs per 100,000 adults |
| 38 | Brunei Darussalam | 70.0ATMs per 100,000 adults |
| 39 | Costa Rica | 67.0ATMs per 100,000 adults |
| 40 | Türkiye | 66.0ATMs per 100,000 adults |
| 41 | Afghanistan | 66.0ATMs per 100,000 adults |
| 42 | Cuba | 64.0ATMs per 100,000 adults |
| 43 | Sweden | 64.0ATMs per 100,000 adults |
| 44 | Algeria | 64.0ATMs per 100,000 adults |
| 45 | Greece | 63.0ATMs per 100,000 adults |
| 46 | South Africa | 63.0ATMs per 100,000 adults |
| 47 | Cyprus | 62.0ATMs per 100,000 adults |
| 48 | Denmark | 62.0ATMs per 100,000 adults |
| 49 | Islamic Republic of Iran | 62.0ATMs per 100,000 adults |
| 50 | Kazakhstan | 62.0ATMs per 100,000 adults |
| 51 | Singapore | 62.0ATMs per 100,000 adults |
| 52 | Bahrain | 62.0ATMs per 100,000 adults |
| 53 | Malaysia | 61.0ATMs per 100,000 adults |
| 54 | Ireland | 60.0ATMs per 100,000 adults |
| 55 | Argentina | 60.0ATMs per 100,000 adults |
| 56 | Colombia | 59.0ATMs per 100,000 adults |
| 57 | Albania | 59.0ATMs per 100,000 adults |
| 58 | Hungary | 58.0ATMs per 100,000 adults |
| 59 | Romania | 58.0ATMs per 100,000 adults |
| 60 | Saudi Arabia | 58.0ATMs per 100,000 adults |
| 61 | The Republic of North Macedonia | 58.0ATMs per 100,000 adults |
| 62 | United Arab Emirates | 57.0ATMs per 100,000 adults |
| 63 | Bulgaria | 56.0ATMs per 100,000 adults |
| 64 | Lithuania | 56.0ATMs per 100,000 adults |
| 65 | Indonesia | 55.0ATMs per 100,000 adults |
| 66 | Mexico | 55.0ATMs per 100,000 adults |
| 67 | Qatar | 55.0ATMs per 100,000 adults |
| 68 | Israel | 52.0ATMs per 100,000 adults |
| 69 | Monaco | 52.0ATMs per 100,000 adults |
| 70 | Moldova, Republic of | 52.0ATMs per 100,000 adults |
| 71 | Bahamas | 52.0ATMs per 100,000 adults |
| 72 | Armenia | 52.0ATMs per 100,000 adults |
| 73 | Ecuador | 51.0ATMs per 100,000 adults |
| 74 | Estonia | 51.0ATMs per 100,000 adults |
| 75 | Dominica | 49.0ATMs per 100,000 adults |
| 76 | Kuwait | 49.0ATMs per 100,000 adults |
| 77 | Kyrgyzstan | 49.0ATMs per 100,000 adults |
| 78 | Finland | 48.0ATMs per 100,000 adults |
| 79 | Iceland | 48.0ATMs per 100,000 adults |
| 80 | Norway | 48.0ATMs per 100,000 adults |
| 81 | Malta | 47.0ATMs per 100,000 adults |
| 82 | Venezuela | 47.0ATMs per 100,000 adults |
| 83 | Saint Lucia | 46.0ATMs per 100,000 adults |
| 84 | Trinidad and Tobago | 45.0ATMs per 100,000 adults |
| 85 | Botswana | 45.0ATMs per 100,000 adults |
| 86 | Libya | 44.0ATMs per 100,000 adults |
| 87 | Oman | 44.0ATMs per 100,000 adults |
| 88 | Panama | 44.0ATMs per 100,000 adults |
| 89 | Peru | 42.0ATMs per 100,000 adults |
| 90 | Dominican Republic | 36.0ATMs per 100,000 adults |
| 91 | Ukraine | 35.0ATMs per 100,000 adults |
| 92 | Bolivia | 35.0ATMs per 100,000 adults |
| 93 | Namibia | 34.0ATMs per 100,000 adults |
| 94 | Saint Vincent and the Grenadines | 34.0ATMs per 100,000 adults |
| 95 | Barbados | 34.0ATMs per 100,000 adults |
| 96 | Vietnam | 33.0ATMs per 100,000 adults |
| 97 | Eswatini | 33.0ATMs per 100,000 adults |
| 98 | North Korea | 32.0ATMs per 100,000 adults |
| 99 | Morocco | 31.0ATMs per 100,000 adults |
| 100 | Seychelles | 31.0ATMs per 100,000 adults |
| 101 | Tajikistan | 31.0ATMs per 100,000 adults |
| 102 | Samoa | 28.0ATMs per 100,000 adults |
| 103 | Uzbekistan | 27.0ATMs per 100,000 adults |
| 104 | Tunisia | 26.0ATMs per 100,000 adults |
| 105 | Bosnia and Herzegovina | 26.0ATMs per 100,000 adults |
| 106 | Sri Lanka | 25.0ATMs per 100,000 adults |
| 107 | Mongolia | 25.0ATMs per 100,000 adults |
| 108 | Belize | 23.0ATMs per 100,000 adults |
| 109 | El Salvador | 22.0ATMs per 100,000 adults |
| 110 | India | 22.0ATMs per 100,000 adults |
| 111 | Philippines | 22.0ATMs per 100,000 adults |
| 112 | Jamaica | 21.0ATMs per 100,000 adults |
| 113 | Suriname | 21.0ATMs per 100,000 adults |
| 114 | Lebanon | 19.0ATMs per 100,000 adults |
| 115 | San Marino | 19.0ATMs per 100,000 adults |
| 116 | Egypt | 19.0ATMs per 100,000 adults |
| 117 | Honduras | 18.0ATMs per 100,000 adults |
| 118 | Jordan | 17.0ATMs per 100,000 adults |
| 119 | Nicaragua | 16.0ATMs per 100,000 adults |
| 120 | Paraguay | 16.0ATMs per 100,000 adults |
| 121 | Gabon | 14.0ATMs per 100,000 adults |
| 122 | Iraq | 14.0ATMs per 100,000 adults |
| 123 | Nepal | 14.0ATMs per 100,000 adults |
| 124 | Syrian Arab Republic | 14.0ATMs per 100,000 adults |
| 125 | Guatemala | 12.0ATMs per 100,000 adults |
| 126 | Kenya | 12.0ATMs per 100,000 adults |
| 127 | Sao Tome and Principe | 12.0ATMs per 100,000 adults |
| 128 | Cambodia | 11.0ATMs per 100,000 adults |
| 129 | Pakistan | 10.0ATMs per 100,000 adults |
| 130 | Ghana | 9.0ATMs per 100,000 adults |
| 131 | Bangladesh | 9.0ATMs per 100,000 adults |
| 132 | Republic of The Gambia | 8.0ATMs per 100,000 adults |
| 133 | Nigeria | 8.0ATMs per 100,000 adults |
| 134 | Cayman Islands | 7.0ATMs per 100,000 adults |
| 135 | Zimbabwe | 7.0ATMs per 100,000 adults |
| 136 | Zambia | 7.0ATMs per 100,000 adults |
| 137 | Haiti | 5.0ATMs per 100,000 adults |
| 138 | New Caledonia | 5.0ATMs per 100,000 adults |
| 139 | Uganda | 5.0ATMs per 100,000 adults |
| 140 | Bhutan | 5.0ATMs per 100,000 adults |
| 141 | Lao People's Democratic Republic | 4.0ATMs per 100,000 adults |
| 142 | Senegal | 4.0ATMs per 100,000 adults |
| 143 | Solomon Islands | 4.0ATMs per 100,000 adults |
| 144 | Lesotho | 3.0ATMs per 100,000 adults |
| 145 | Timor-Leste | 3.0ATMs per 100,000 adults |
| 146 | Sudan | 3.0ATMs per 100,000 adults |
| 147 | United Republic of Tanzania | 3.0ATMs per 100,000 adults |
| 148 | Cameroon | 2.0ATMs per 100,000 adults |
| 149 | Ethiopia | 2.0ATMs per 100,000 adults |
| 150 | Fiji | 2.0ATMs per 100,000 adults |
| 151 | Liberia | 2.0ATMs per 100,000 adults |
| 152 | Mali | 2.0ATMs per 100,000 adults |
| 153 | Mauritania | 2.0ATMs per 100,000 adults |
| 154 | Mozambique | 2.0ATMs per 100,000 adults |
| 155 | Yemen | 2.0ATMs per 100,000 adults |
| 156 | Myanmar | 1.0ATMs per 100,000 adults |
| 157 | Burundi | 1.0ATMs per 100,000 adults |
| 158 | Comoros | 1.0ATMs per 100,000 adults |
| 159 | Republic of the Congo | 1.0ATMs per 100,000 adults |
| 160 | Guinea | 1.0ATMs per 100,000 adults |
| 161 | Madagascar | 1.0ATMs per 100,000 adults |
| 162 | Malawi | 1.0ATMs per 100,000 adults |
| 163 | Vanuatu | 1.0ATMs per 100,000 adults |
| 164 | Niger | 1.0ATMs per 100,000 adults |
| 165 | Rwanda | 1.0ATMs per 100,000 adults |
| 166 | Sierra Leone | 1.0ATMs per 100,000 adults |
| 167 | Togo | 1.0ATMs per 100,000 adults |
| 168 | Burkina Faso | 1.0ATMs per 100,000 adults |
| 169 | Angola | 1.0ATMs per 100,000 adults |
| 170 | Cape Verde | 0.0ATMs per 100,000 adults |
| 171 | Chad | 0.0ATMs per 100,000 adults |
| 172 | Democratic Republic of the Congo | 0.0ATMs per 100,000 adults |
| 173 | Eritrea | 0.0ATMs per 100,000 adults |
| 174 | Djibouti | 0.0ATMs per 100,000 adults |
| 175 | Papua New Guinea | 0.0ATMs per 100,000 adults |
| 176 | Guinea-Bissau | 0.0ATMs per 100,000 adults |
| 177 | Somalia | 0.0ATMs per 100,000 adults |
| 178 | South Sudan | 0.0ATMs per 100,000 adults |
Showing 178 of 178 countries
Topics
Data Source
This data comes from International Monetary Fund (IMF) — Financial Access Survey (FAS) (2019).
View Original Source